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Insurance and Payments

At Victor Eyecare,  we accept most medical insurance plans, checks, cash and most credit cards. 

We work directly with you and your medical insurer to submit claims regarding your services received. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Most insurance plans require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Many eyelid procedures are covered by insurance if they are shown to be "medically necessary."  An examination by Dr. Victor and a simple visual field test performed in the office will determine whether a procedure is cosmetic in nature or medically necessary.  Most surgeries are submitted to insurance for pre-approval.

The following is a list of major insurance carriers accepted at Victor Eyecare. Please check with our office at            623-977-9000 if you do not see your insurance company listed. 

  • Aetna
  • American Family Insurance
  • APIPA
  • Arizona Pipe Trades
  • Bankers Life and Casualty Co.
  • Banner
  • Blue Cross Blue Shield
  • Carpenters
  • Champ VA
  • Cigna
  • Coventry Health Care
  • Equitable
  • Eye Specialists of Arizona
  • First Choice Health Network
  • First Health
  • Fiserve
  • GEHA
  • HealthNet – PPO only
  • Humana
  • Integrated Eye Care Network
  • Lifewise Health Plan
  • Medicare
  • Medicare RR / Palmetto GBA
  • Meritan Health
  • Mutual of Omaha
  • Principal Life
  • Schaller Anderson
  • Standard Life
  • The Hartford
  • Tricare Prime
  • Tricare Standard
  • Tricare for Life
  • Triwest
  • United American
  • United Healthcare
  • Unicare
  • USAA


Flexible Spending Accounts

Many employers are offer Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams and glasses. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any insurance plan to offset any out-of-pocket costs on your behalf.


Contact Us

We look forward to hearing from you.

Victor Eyecare

Office Hours Monday - Friday 8:00 am - 4:30 pm

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About Victor Eyecare

image of eye glasses on an eye chart.

At Victor Eyecare, each member of our vision care team is selected by Dr. Warren Victor based upon his or her experience, professional demeanor, and dedication to providing personalized care to our ophthalmology patients.

Our staff is committed to ensuring the comfort and satisfaction of each and every patient. We will do our best to accommodate your busy schedule by finding appointment times that meet your needs.

We know that you have a choice when it comes to West Valley ophthalmologists, and we strive to provide you with the expert eye care you deserve.