Insurance and Payments

At Victor Eyecare,  we accept most medical insurance plans, checks, cash and most credit cards.   Depending on your specific insurance plan, a referral from your primary care physician to see Dr. Victor may be required.

We work directly with you and your medical insurer to submit claims for services received.  You may be responsible for a co-payment at the time of your appointment, depending on your insurance plan.

Eyelid procedures may be covered by insurance if they are shown to be "medically necessary."  An examination by Dr. Victor and a visual field test performed in the office will help determine whether a procedure is medically necessary or cosmetic in nature.  Specific surgery types are submitted to insurance for pre-approval.

The following is a list of the major insurance carriers accepted at Victor Eyecare.   Insurance plans can change periodically.  If you do not see your plan listed, please call our office at 623-977-9000 to verify coverage with Victor Eyecare, as well as to verify that Dr. Victor is "In Newtork" with your specific plan.

  • AHCCCS (United Healthcare Complete)
  • AETNA
  • American Family Insurance
  • AZ APIPA Dual Enrolled
  • Banner Health Network
  • Banner Prime
  • Blue Cross Blue Shield
  • Carpenters
  • Champ VA
  • CIGNA
  • Coventry Health Care
  • Equitable




  • Fiserve
  • GEHA
  • Humana
  • Medicare
  • Medicare Advantage Plans
  • Medicare Railroad
  • Meritan Health
  • Standard Life
  • The Hartford
  • Tricare for Life
  • Triwest
  • United Healthcare
  • USAA





Victor Eyecare

Office Hours Monday - Friday 8:00 am - 4:30 pm

Hours of Operation

623-977-9000

Victor Eyecare Office Hours

Monday - Friday:

8:00 am - 4:30 pm

Saturday, Sunday:

Closed